Title:
FINANCIAL PRODUCT PURCHASING SYSTEM, FINANCIAL PRODUCT PURCHASING METHOD, COMMUNICATION TERMINAL DEVICE, AND COMPUTER PROGRAM
Document Type and Number:
Japanese Patent JP2020109714
Kind Code:
A
Abstract:
To make it possible to smoothly pay by prepaid card by making an input of card ID unnecessary when using a prepaid card to purchase stock online.SOLUTION: A transaction server 80 of a securities company system 2 that manages a user account for stock transaction receives login information from a user terminal T1 to perform a login process, and inquires an amount of advance payment of a prepaid card of a user whose login is completed of an advance payment management server 5 of a business entity which is an issuer of the prepaid card. The advance payment management server 5 transmits advance payment information for notifying the advance payment to the transaction server 80 in response to the inquiry. When receiving the advance payment information, the transaction server 80 determines whether purchase should be made for a purchase order of the user based on the notified advance payment and an input amount of the user account, and when it is determined that purchase can be made using the prepaid card, displays a screen to confirm the purchase using the prepaid card on the user terminal.SELECTED DRAWING: Figure 1
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Inventors:
HAYASHI KAZUTO
Application Number:
JP2020074845A
Publication Date:
July 16, 2020
Filing Date:
April 20, 2020
Export Citation:
Assignee:
ONE TAP BUY CO LTD
International Classes:
G06Q40/04
Domestic Patent References:
| JP2006031669A | 2006-02-02 | |||
| JP2014010532A | 2014-01-20 | |||
| JP2003108780A | 2003-04-11 | |||
| JP2000306162A | 2000-11-02 | |||
| JPH11259588A | 1999-09-24 | |||
| JPH07296249A | 1995-11-10 |
Foreign References:
| US20150242949A1 | 2015-08-27 |
Attorney, Agent or Firm:
Toshio Okamoto