PURPOSE: To attain fixed fund allocation without requiring expert's experience and knowledge by possessing data obtained by numerizing a customer's request and data obtained by numerizing commodity characteristics by this system.

CONSTITUTION: Input data such as customer's annual income, the sum of working funds, application purposes, and required working commodities, request score data for recording the scores of safety, profitability, etc., commodity balance score data expressing the balance of the safety, profitability cashability and convenience of a commodity to be selected, the commodity selection order data of respective elements, and commodity number data for determining the number of commodities to which customer's total working funds are allocated are used. Thus fund allocation appropriate for the customer is prepared from the customer's request score found from the customer's input data and request score data, the commodity balance score data, the selection order and the commodity number data.