Title:
FUNDS SETTLEMENT SYSTEM AND FUNDS SETTLEMENT PROGRAM
Document Type and Number:
WIPO Patent Application WO/2017/187475
Kind Code:
A1
Abstract:
The purpose of the present invention is to provide a funds settlement system which is provided with a function which controls payments and disbursements in RTGS such that an actual balance does not fall below a prescribed balance. According to a representative embodiment, provided is a funds settlement system, comprising: a settlement management unit which carries out the funds settlement if a balance of funds is present which is applicable to the settlement; and a balance management unit which manages the balance of funds. The balance management unit retains information of an actual balance of an account which retains the funds, and information of a virtual balance in which a preset prescribed restricted use amount is subtracted from the actual balance, and which treats the virtual balance as the balance.
Inventors:
ISHIMOTO TATSUYA (JP)
Application Number:
PCT/JP2016/062892
Publication Date:
November 02, 2017
Filing Date:
April 25, 2016
Export Citation:
Assignee:
NOMURA RES INST LTD (JP)
International Classes:
G06Q40/02
Foreign References:
JP2013200746A | 2013-10-03 | |||
JP2004220119A | 2004-08-05 | |||
JP2004133879A | 2004-04-30 |
Attorney, Agent or Firm:
TSUTSUI & ASSOCIATES (JP)
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