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Patent Searching and Data


Title:
PAYMENT METHOD, DEVICE AND SYSTEM
Document Type and Number:
WIPO Patent Application WO/2019/178753
Kind Code:
A1
Abstract:
Disclosed in the present application are a payment method, device and system, the payment method, which is applied to a server, comprising: receiving a payment request sent by a user terminal, and detecting whether the payment request is abnormal; sending an abnormality instruction to the user terminal when detecting that the payment request is abnormal; after the user terminal receives the abnormality instruction, prompting a user to carry out a first action and/or expression, collecting first face data of the user, and receiving the first face data sent by the user terminal; comparing the first face data to pre-stored second face data of the user to obtain a matching result; and sending the matching result to the user terminal, so that the user terminal determines whether to continue the payment according to the matching result. The described method utilizes the biological characteristics of the human body and may thus effectively prevent credit card fraud and reduce economic losses of the user.

Inventors:
CHEN ZHIXIN (CN)
WU CHENGSI (CN)
LIANG JIAHAO (CN)
ZHAO RONGCUN (CN)
ZHENG HAIBIN (CN)
Application Number:
PCT/CN2018/079650
Publication Date:
September 26, 2019
Filing Date:
March 20, 2018
Export Citation:
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Assignee:
SHENZHEN LANBEI TECH CO LTD (CN)
International Classes:
H04L29/06
Domestic Patent References:
WO2018034589A12018-02-22
Foreign References:
CN107705128A2018-02-16
CN104392356A2015-03-04
CN107784501A2018-03-09
KR20180017317A2018-02-21
Attorney, Agent or Firm:
BEIJING WISEPRO INTELLECTUAL PROPERTY AGENCY CO., LTD (CN)
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