PAYMENT PROCESSING SERVER AND METHOD OF DRIVING SAME

WIPO Patent Application WO/2012/008668

A1

The present invention discloses a payment processing server and a method of driving same. That is, the payment processing server includes a card information extracting unit for extracting at least one card information item pre-registered for each user at the card payment request; a list configuration unit for configuring a card list according to the priority set on the each extracted card information item; an information providing unit for issuing a payment key corresponding to card information on the card list, replacing each card information item constituting the card list with the issued payment key, and then transmitting the replaced information to a terminal device; and a payment processing unit for receiving card selection information according to a specific card selection on a card list including the payment key from the terminal device, and then performing payment processing. Therefore, the user's personal information such as card numbers is not exposed to external parties during card payment, and also the priority for each card information item is set on the basis of reference information designated by a user such as discount rate and accumulation rate to provide corresponding information. Therefore, the user's convenience may be provided during payment processing.

PAICK SEUNG BIN (KR)

PCT/KR2011/000473

January 19, 2012

January 24, 2011

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PAICK SEUNG BIN (KR)

G06Q20/00

JP2003076927A	2003-03-14
KR20080044029A	2008-05-20
JP2004110352A	2004-04-08
KR20090099853A	2009-09-23

KIM, Moon Jae et al. (KR)
김문재 (KR)

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